Recent Articles

TFSA Time Bomb!

The Tax-Free Savings Account (TFSA) was introduced in 2009 as a new way for Canadians to build assets and wealth on …

Investing vs. Trading

In the last article we defined investing as buying an ownership stake in companies who are profitable today and whose profits …

There is a concept in biology about the ability of organisms to adapt to changes in the environment. This adaptation process …

You’ve retired. Now What?

Canadians are living longer, healthier lives. According to Statistics Canada (2017), the average life expectancy is 80 years for men and …

Asset Building Strategies

In the last article Sue had a capital shortfall of $400,000 in order to support her desired retirement lifestyle. This amount …

Ray had thought of his life insurance purely as a protection plan. The anti-avoidance rules and general restriction of tax benefits …

High net worth investors are now sitting back and enjoying the summer weather, breathing a sigh of relief now that they …

John was concerned because his 82-year old mother, Betty, was having trouble generating sufficient income to cover her cost of living …

Diversification is Key

As with many retirement savers, it took two stock market crashes (2001, 2008) and a global financial crisis to convince Adam …